Regions explained: AU, NZ, US

Your account has a region set during signup: Australia, New Zealand or the United States. The region is fixed post-signup because it controls a few things that need a manual review to change cleanly.

What region controls

• Which calculators are available — AU accounts see Australian stamp duty, LMI, LVR; NZ accounts see KiwiSaver, Bright-Line test; US accounts see HELOC, 1031 exchange. Region-mismatched calculators are hidden from your dashboard entirely.
• Currency and locale — AUD with en-AU formatting for AU, NZD/en-NZ for NZ, USD/en-US for US.
• Lending defaults — APRA serviceability buffer for AU, RBNZ DTI caps for NZ, conventional DTI for US.
• Tax brackets — Australian ATO brackets for AU income/CGT calculators, IRD brackets for NZ, IRS for US.

Where to see your region

Dashboard → Settings under "Account Info". You'll also see a region badge on the Branding page.

How to change region

Email hello@calcwidgets.com. A region change requires us to update your calculator list, currency defaults and any region-specific configuration. We can usually do it within one business day.

Can I have calculators from multiple regions?

Not on a single account today. If you serve both AU and NZ clients you have two options:

1. Pick the dominant region and use generic calculators (compound interest, savings) for the other market — they work cross-region.
2. Run two accounts, one per region. Email us if you'd like to discuss multi-region pricing.