How stamp duty works in Queensland
Stamp duty — known as transfer duty in some jurisdictions — is a state-levied tax on property purchases. QLD duty is administered by Queensland Revenue Office and calculated on the dutiable value of the property using progressive marginal rates.
The Queensland Revenue Office charges transfer duty on a sliding scale. Investors pay the standard rates below; owner-occupiers who live in the home receive the home concession (a $1.00 per $100 rate on the first $350,000 of value), and first home buyers get a further concession on top.
| Dutiable value | Duty payable |
|---|---|
| $75,000 – $540,000 | $1,050 + 3.5% of the value above $75,000 |
| $540,000 – $1,000,000 | $17,325 + 4.5% of the value above $540,000 |
| Over $1,000,000 | $38,025 + 5.75% of the value above $1,000,000 |
Owner-occupiers apply the home concession, which lowers the duty by a flat $7,175 once the value is above $350,000. First home buyers pay no duty up to $700,000 (tapering to $800,000). Foreign buyers add 8% additional foreign acquirer duty (AFAD) — enter your exact price into the calculator above for the precise figure.
Worked example
On a $1,100,000 home you'll live in (a common Brisbane question — 'transfer duty home concession $1,100,000'), the home concession applies:
| Dutiable value | $1,100,000 |
| Standard transfer duty (investor rate) | $43,775 |
| Home concession saving | −$7,175 |
| Transfer duty with home concession | $36,600 |
| Title transfer + mortgage registration | $464 |
| Total government charges | $37,064 |
The home concession has no upper value cap, so it still applies above $1 million. A foreign buyer adds 8% AFAD — $88,000 on a $1,100,000 purchase — on top of the duty above.
Key QLD rules
- Transfer duty rates apply progressively, with a home concession for owner-occupiers.
- First home concession thresholds increased from June 2024.
- Additional foreign acquirer duty (AFAD) of 8% applies on residential property.
- Concessional rates require living in the property for at least 12 months.
First home buyer concessions
First home concession: full exemption on homes up to $700,000 and partial concession up to $800,000. Vacant land concession also available.
Foreign buyer surcharge
QLD applies an additional 8% foreign buyer surcharge on residential property purchases by foreign persons, on top of the standard transfer duty.
Official QLD resources
Queensland Revenue Office — transfer duty page
Frequently asked questions
How is stamp duty calculated in Queensland?
Stamp duty (transfer duty) in QLD is calculated on a sliding scale against the dutiable value of the property — usually the contract price or market value, whichever is higher. Use the calculator above to estimate the duty payable for your purchase scenario.
What first home buyer concessions are available in QLD?
First home concession: full exemption on homes up to $700,000 and partial concession up to $800,000. Vacant land concession also available.
Is there a foreign buyer surcharge in QLD?
Yes. QLD applies an additional foreign buyer surcharge of 8% on residential property in addition to standard transfer duty. Toggle the foreign buyer option in the calculator to include it.
Where can I confirm the official QLD stamp duty rates?
Stamp duty rates and concession thresholds are published by Queensland Revenue Office. The calculator on this page is an estimate only — confirm exact figures with the revenue office or your conveyancer before settlement.
How much is QLD transfer duty on a $1,100,000 home with the home concession?
On a $1,100,000 home you'll live in, Queensland's home concession applies a concessional rate to the first $350,000 of value and standard rates above it. The estimated transfer duty is about $36,600 with the home concession, versus roughly $43,775 at the standard (investor) rate — a saving of around $7,175. Unlike the first-home concession, the home concession has no upper value cap, so it still applies above $1 million. These are estimates — run your exact figures in the calculator above or confirm with the Queensland Revenue Office.