🇺🇸 US Homeowners · FL

Florida Property Tax Calculator

Florida effective property tax rate is 0.91% — about $3,640/year on a $400,000 home. This calculator lets you model exemptions, project 10 years out, and compare to other states.

Property tax in Florida

Florida ranks #25 of 51 for property tax burden (middle of the pack in the country). The state-wide effective rate of 0.91% is a weighted median — individual counties and municipalities can be meaningfully higher or lower.

How property tax is calculated

The basic formula is straightforward:

Annual Tax = (Assessed Value − Exemptions) × Effective Tax Rate

Three numbers determine your bill: the assessed value (set by your county assessor, often lower than market value), any exemptions you qualify for (homestead, senior, veteran, disability), and the combined millage rate applied by your state, county, school district, and any special districts.

Common exemptions in Florida

Use the exemption fields above to model your specific situation. Confirm eligibility and current dollar amounts with your Florida county assessor — exemption amounts change annually.

How Florida compares

Lowest-tax states (effective rates under 0.6%): Hawaii, Alabama, Colorado, Nevada, Louisiana. Highest-tax states (above 2%): New Jersey, Illinois, New Hampshire, Connecticut, Vermont. Florida's 0.91% effective rate puts it in the middle third of US states.

Compare property tax across all 50 states

Property tax in other states

Disclaimer: Estimates only. Property tax rates vary by county, school district, and municipality within Florida. Your actual bill depends on local assessment practices, exemptions you qualify for, and any special district levies. Confirm with your Florida county assessor.