US Home Loans

FHA Loan Calculator

Estimate your FHA mortgage payment with upfront and annual mortgage insurance premium (MIP) included. See total monthly PITI for your home price, down payment, and credit score band.

Disclaimer: This calculator provides estimates only and should not be considered financial advice. Please consult a qualified financial professional for personalised guidance.

Related Calculators

HELOC Calculator

Estimate your home equity line of credit: maximum line, interest-only draw payments, amortising repayment payments, and total interest over the life of the HELOC. Built for US homeowners.

Home Equity Calculator

Calculate how much home equity you have, your current loan-to-value ratio, and how much you can borrow at 80%, 85%, and 90% CLTV. Compare HELOC, home equity loan, and cash-out refinance side-by-side.

Reverse Mortgage (HECM) Calculator

Estimate FHA-insured HECM reverse mortgage proceeds for US homeowners aged 62+. See your principal limit, available cash after costs, and monthly payments under all four HUD payment plans (lump sum, line of credit, tenure, term).

Refinance Calculator

Calculate monthly savings, break-even month, and lifetime interest impact when refinancing your US mortgage. Includes cash-out refinance support and side-by-side payment comparison.

Amortization Calculator

Month-by-month or year-by-year breakdown of principal vs interest on your fixed-rate mortgage. Full schedule export to CSV. Total interest paid over the life of your loan.

Mortgage Calculator

Estimate your monthly mortgage payment with full PITI breakdown — principal, interest, property tax, homeowners insurance, PMI, and HOA. Supports 15, 20, and 30-year fixed-rate loans.

Mortgage Payoff Calculator

See exactly when you'll be mortgage-free and how much you can save with extra monthly payments, lump sums, or biweekly conversion. Original vs accelerated payoff side-by-side.

VA Loan Calculator

Estimate your VA loan payment for active military, veterans, and surviving spouses. Includes the VA funding fee (with first-use vs subsequent-use logic + disability waiver). 0% down supported.