Free Australian Financial Calculators
From home loans to tax planning — every calculator your clients need, built for Australian rules and rates.
Home Loans
Loan Repayment Calculator
Calculate your mortgage repayments for Australian home loans. Compare principal & interest vs interest-only, factor in offset accounts and extra repayments.
Borrowing Capacity Calculator
Find out how much you can borrow for a home loan in Australia. Guided assessment based on your income, expenses, and existing commitments.
Loan Comparison Calculator
Compare two home loan options side by side. See the difference in repayments, total interest, and overall cost over the life of each loan.
Purchasing Power Calculator
Determine the maximum property price you can afford based on your deposit, borrowing capacity, and available funds in Australia.
How Long to Repay Calculator
Calculate how long it will take to pay off your home loan. See the impact of different repayment amounts on your loan term.
Repayment Strategies
Extra Repayment Calculator
See how much time and interest you can save by making extra repayments on your Australian home loan. Calculate monthly or one-off extra payments.
Fortnightly Repayment Calculator
Compare fortnightly vs monthly home loan repayments. See how switching to fortnightly payments can save years and thousands in interest.
Lump Sum Repayment Calculator
Calculate the impact of making a lump sum payment on your home loan. See how much interest and time you could save.
Home Loan Offset Calculator
Calculate how much an offset account can save you on your Australian home loan. See the interest reduction from your offset balance.
Split Loan Calculator
Compare fixed vs variable rate splits for your home loan. Find the optimal split ratio to balance repayment certainty with flexibility.
Refinance & Costs
Refinance Calculator
Compare your current home loan with refinance options. Calculate potential savings on interest and repayments after switching lenders.
Stamp Duty Calculator
Calculate stamp duty for every Australian state and territory. Includes first home buyer concessions and exemptions for NSW, VIC, QLD, and more.
Property Buying Cost Calculator
Estimate the total costs of buying a property in Australia including stamp duty, legal fees, inspections, and other purchase expenses.
Property Selling Cost Calculator
Estimate the costs of selling your property in Australia. Includes agent commission, marketing, legal fees, and capital gains tax.
Savings & Deposits
Savings Account Calculator
Calculate interest earnings on your savings account. Forecast your balance growth with regular deposits and compound interest.
Term Deposit Calculator
Calculate returns on term deposits in Australia. Compare interest at maturity vs monthly payouts for different deposit amounts and terms.
Business Term Deposit Calculator
Calculate business term deposit returns in Australia. Compare interest options for corporate deposits across different terms and amounts.
Compound Interest Calculator
See the power of compound interest over time. Calculate how your investment grows with different rates, compounding frequencies, and contributions.
Savings Goal (Time) Calculator
Find out how long it will take to reach your savings goal. Calculate the time needed based on your current balance and regular contributions.
Savings Goal (Deposit) Calculator
Calculate how much you need to save regularly to reach your goal. Find the right deposit amount for your target balance and timeframe.
Income & Tax
Income Tax Calculator
Calculate your Australian income tax for 2025-26. See your tax bracket, Medicare levy, and take-home pay based on current ATO rates.
Income Annualisation Calculator
Convert your weekly, fortnightly, or monthly income to an annual figure. Useful for loan applications and financial planning in Australia.
Income Gross Up Calculator
Convert net income to gross income for Australian tax rates. Calculate the gross salary needed to achieve your desired take-home pay.
Negative Gearing Calculator
Calculate the tax benefits of negative gearing on an Australian investment property. See annual cash flow and net cost after tax deductions.
Budget Planner Calculator
Plan and track your personal budget with an Australian-focused budget planner. Categorise income and expenses to see your surplus or shortfall.
Business & Other
Business Borrowing Capacity Calculator
Estimate your business borrowing capacity in Australia. Calculate how much your business can borrow based on revenue, expenses, and existing debts.
Leasing Calculator
Calculate equipment or vehicle lease payments in Australia. Compare lease costs, residual values, and total expense over the lease term.
Credit Card Repayment Calculator
Calculate how long it will take to pay off your credit card balance. See the impact of different payment amounts on your payoff timeline and total interest.
Rent vs Buy Calculator
Compare the long-term costs of renting vs buying a home in Australia. Factor in property growth, rent increases, and opportunity cost of your deposit.